EFTPOS Enabled

Electronic Funds Transfer (at) Point of Service. Thats how things are bought here in NZ. Your ATM card is also your 'credit card'. The moment I came here 3 years ago, I fell in love with it, though it does 'assist' you in spending your money and I think it's one of those things you lock up in a safe when it's sale season.

Last week, my dear old EFTPOS card cracked, all of my transactions were declined at the cashiers, and I had to pay by cash...after a week of waiting, HSBC sent it to me...ahh...a replacement card...which looks the same actually tsk...I thought they would redesign it after so long....o well. I have to admit though, having no ability to use my card did save me a lot of un needed spending. :P